How Our Terms Apply to Your Account
fmlottery operates as a real-money casino platform. Access to our lobby — slots, live dealer tables, and sportsbook markets — depends entirely on whether your state permits online casino and sports-betting activity. We do not accept accounts from states where such activity is prohibited, and it
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is your responsibility to confirm eligibility under your local law before opening an account. When you deposit using PayPal, Venmo, or a Play+ prepaid card, you agree that the transaction is subject to both our payment terms and the terms of the payment provider you selected.
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Chargebacks initiated against verified casino deposits may result in account suspension pending review. Your account balance is not a bank deposit and carries no federal insurance protections. Any winnings are reportable income under IRS rules; we do not withhold or advise on your individual tax obligations,
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and you should consult a tax professional if you have questions. We reserve the right to update these terms with reasonable notice posted in your account dashboard. Continued use of the platform after a posted update constitutes acceptance of the revised terms.
Service availability depends on eligible states and local law. US online casino and sportsbook access is licensed state by state, so check your state's rules before opening an account. 21+ where applicable.